Charities and not-for-profits need workers’ compensation insurance

Not-for-profit and charitable organisations are reminded to review their workers’ compensation arrangements for any workers employed by the entity. There are serious consequences for organisations and their officers if the required insurance is not in place.

Any individual, who fulfils a governing role for an organisation can be held personally liable for the costs of an uninsured workers’ compensation claim. These costs could total hundreds of thousands of dollars, so it is simply not worth the risk.

Additionally, workers’ compensation regulators may prosecute organisations and individuals for compliance breaches. In Western Australia, a penalty of $5,000 per worker could be imposed.

To ensure your organisation is meeting its compensation obligations, speak to your insurer or insurance broker today.

Contact the workers’ compensation authority in your state or territory. If your charity or not-for-profit organisation operates in Western Australia, you can phone WorkCover WA’s Advice and Assistance line on 1300 570 937 or visit workcover.wa.gov.au/employers for more information.